Chief Of The Risk-Management Department

Commercial Bank EUROCOMMERCE | July 2013 – May 2016

  • Managed a geographically dispersed team of 18+ staff in the Risk Department, with a primary presence in Tver’s service center and a smaller unit in Nalchik, while being located in Moscow HQ.
  • Developed and implemented advanced mathematical models for debtor, inter-bank loan, and legal entity analysis.
  • Led Risk Management Committee discussions and presented results to shareholders, board of directors, and committees.
  • Conducted loan underwriting and evaluation, delivering comprehensive reports to the Loan Committee, including Inter-bank loans.
  • Oversaw operational risk management, database maintenance, model evaluation, and liquidity assessment, providing data-driven recommendations.
  • Conducted vintage analysis of the loan portfolio and automated processes using VBA, enhancing efficiency and accuracy.
  • Utilized presentation and defense skills, coupled with data-driven practices, to contribute to better risk management decisions, driving positive outcomes for the organization.